Compare salaries after tax

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Federal and selected-state estimate with only the relief explicitly listed for the selected state. Local taxes outside the selected New York city, occupational taxes and benefit deductions are not included.
• Annual tax estimate, not paycheck withholding or a tax refund estimate. Displayed pay-period results are annual averages.
• Tax credits other than Massachusetts Limited Income Credit are excluded, as is alternative minimum tax. These can materially change your final tax liability.

Who can use this estimate

• 2026 annual federal and selected-state income taxes, Social Security, Medicare and the listed state employee contributions. Massachusetts includes its basic low-income relief; other tax credits are excluded.
• One full-year resident employee who lives and works in the same selected state, with ordinary cash salary only.
• Ordinary cash salary subject to FICA; basic standard deduction; under 65, not blind and not claimable as a dependent.
• Joint filing assumes one earner and a spouse with no income. Other filing statuses require the user to meet their eligibility rules.

What is not included

• Unlisted states, cross-state work, city/county income taxes outside the selected New York city and occupational or local services taxes.
• Private-plan or employer-paid state premiums, contribution exemptions, and occupation-specific workers’ compensation deductions.
• Paycheck withholding, W-4 adjustments, exact tax-return tables and rounding, refunds and alternative minimum tax.
• Tax credits other than Massachusetts Limited Income Credit, including earned income and child credits; dependents’ tax benefits.
• Massachusetts estimates with dependents, head-of-household or qualifying-surviving-spouse status.
• New Jersey additional exemptions for disability or qualifying military service.
• Itemized, age/blindness, tips, overtime, charitable, senior and vehicle-loan deductions; retirement and health-benefit contributions.
• Multiple earners, spouse income, community-property income allocation, or a separately filing spouse who itemizes.
• Self-employment, investment or foreign income, nonresident and part-year cases, treaties and special FICA exemptions.

State where you live and work

Live and work in the same state for the full year. Choose from the states covered by this calculator. Local taxes may apply separately.

Filing status

One employee’s salary only. Joint filing assumes a spouse with no income. You must qualify for the selected status; family tax credits are excluded.

Spouse for this Michigan return

Michigan nonjoint returns only. Confirm whether you have a spouse for this return. Qualifying surviving spouse status does not establish a living spouse. Unanswered questions do not add a spouse exemption on a nonjoint return.

Does your spouse have any gross income in 2026?

Include gross income from any source, including income other than wages. Do not subtract deductions. Answer only if you have a spouse. Unanswered questions do not add a spouse exemption on a nonjoint return.

Can another taxpayer claim your spouse as a dependent?

Answer only if you have a spouse. Joint Michigan returns ignore these spouse questions and retain two personal exemptions. Unanswered questions do not add a spouse exemption on a nonjoint return.

New York city

New York only. Live and work in the selected city for the full year. City credits are excluded.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the United States calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Pension contributions and student loan repayments are not included.
• National Insurance uses yearly thresholds. Actual payroll deductions depend on each pay period; displayed pay-period results are annual averages, not payslips.

Who can use this estimate

• Full-year UK resident with one regular salaried job and no other income.
• Standard personal allowance entitlement, including its reduction above £100,000.
• Employee below State Pension age with category A National Insurance.
• Annual income tax and employee National Insurance estimates using yearly thresholds.

What is not included

• Pension contributions and salary sacrifice.
• Student loans and postgraduate loan repayments.
• Self-employment, company directors, multiple jobs and irregular bonuses.
• Part-year residence, overseas work, other income and benefits in kind.
• Special tax codes, marriage or blind-person allowances, Gift Aid and special NI categories.
• Child Benefit charges, benefits entitlement and exact payroll-period deductions.

Where do you live?

Select your tax residence. Scotland has different income tax bands.

Tax year 2026/27 runs from 6 April 2026 to 5 April 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the United Kingdom calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Ontario; assumes a single employee aged 18 to 64 with no dependants or other income.
• Included low-income credits and contribution refunds are annual tax-return adjustments. Your payslip withholding can be higher.
• The estimate excludes refundable benefits, pension contributions and other special credits. Monthly and weekly pay divide the annual result by 12 and 52.

Who can use this estimate

• All ten provinces and three territories; full-year Canadian resident, living and working in the selected province or territory for one employer.
• Single employee aged 18 to 64 throughout the year (19 to 64 in Nova Scotia and Prince Edward Island), with no dependants or other income; all salary is pensionable and insurable.
• Federal and provincial income tax, basic personal amounts, employee contribution credits and applicable single-person low-income reductions.
• Ontario surtax, tax reduction, LIFT and Health Premium; Northwest Territories and Nunavut employee payroll tax.
• Quebec QPP, QPP2, QPIP, reduced EI, federal abatement, workers deduction and optional amount for living alone; private prescription drug insurance all year.
• Annual estimate after included tax-return credits and low-earnings contribution refunds; assumes a timely return is filed.

What is not included

• Married or common-law employees, dependants, part-year residence, pension recipients and employees outside the stated ages.
• RRSP/RPP contributions, union dues, taxable benefits, multiple jobs, self-employment and other income.
• Refundable benefits and credits, including Canada Workers Benefit and provincial cost-of-living credits.
• Northern residents deductions, tuition, disability, medical, charitable and other special credits; alternative minimum tax and exact payroll withholding.
• Quebec public prescription drug insurance premiums and private plan premiums; private drug coverage is assumed for the full year.
• Employees imprisoned for more than six months in the year or otherwise ineligible for the included low-income reductions.

Province or territory of residence and employment

Choose where you live and work for the full year. Ontario is the default. Cross-province work and moves during the year are not covered.

Did you live alone throughout the year?

For Quebec only. Choose Yes if you kept and lived in your own dwelling throughout the year without another adult. This estimate excludes dependent children.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Canada calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Assumes single with no dependants and appropriate private patient hospital cover all year. No Medicare levy surcharge applies; insurance premiums are not deducted.
• Includes AUD 1000.00 standard work-expense deduction; taxable income is AUD 79000.00. This allowance does not reduce gross cash pay.
• Division 293 tax on super contributions is excluded. Personal payment would reduce cash available; payment released from super reduces super savings.
• Enter cash salary excluding employer superannuation. HELP/HECS repayments and salary sacrifice are not included.
• Medicare uses the enacted $28,011 low-income threshold. A later law may retrospectively change 2026/27 thresholds; this estimate does not forecast that change.
• This is annual tax liability estimated to cents, not PAYG withholding or a tax-return assessment.

Who can use this estimate

• Full-year Australian tax resident employee aged 18 to 64, single with no dependants, with one ordinary cash salary and no other income.
• Appropriate private patient hospital cover for the entire year, so no Medicare levy surcharge applies.
• Standard work-expense deduction up to AUD 1,000 for the supported employee, reducing taxable income without reducing gross cash pay.
• Resident income tax, non-refundable low income tax offset (LITO), and ordinary Medicare levy with the single-person low-income reduction.
• Cash salary excludes employer superannuation. The same national income tax rules apply across states and territories.
• 2026/27 estimate using enacted tax rules and Medicare thresholds.

What is not included

• People without full-year appropriate hospital cover, couples, dependants, pensioners, Medicare exemptions and part-year residence.
• HELP/HECS and other study or training loan repayments.
• Salary sacrifice, employee super contributions, deductions beyond the included standard work-expense deduction, other tax offsets and private health insurance premium/rebate adjustments.
• Employer superannuation, superannuation tax including Division 293, benefits in kind, working holiday makers, foreign residents and self-employment.
• Exact PAYG withholding, refunds, benefits eligibility, and any future retrospective Medicare threshold changes.

Tax year 2026/27 runs from 1 July 2026 to 30 June 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Australia calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Independent earner tax credit included: NZ$0.00. Eligibility is based on your selection and annual salary; partial-year entitlement is not calculated.
• Student loan repayments and child support are not included.
• KiwiSaver is retirement saving, not tax. Employer and government contributions are outside this take-home estimate.
• Annual estimates use full-year income and caps, rounded to cents. Actual PAYE and KiwiSaver rounding depends on each pay period; displayed pay-period values are averages.

Who can use this estimate

• Full-year New Zealand tax resident with one regular salaried job and no other income.
• National income tax and ACC earners’ levy for 1 April 2026 to 31 March 2027; no regional salary tax.
• Optional independent earner tax credit for an employee satisfying its non-income eligibility conditions for all 12 months.
• Employee KiwiSaver at a single selected rate throughout the year; gross salary excludes employer contributions.

What is not included

• Student loan repayments, child support and other deduction notices.
• Part-year residence or work, multiple jobs, other income, self-employment and tailored or non-declaration tax codes.
• Partial-year IETC eligibility, benefits, Working for Families payments and other tax credits.
• KiwiSaver rate changes, suspensions or temporary reductions that apply for only part of the tax year, and eligibility assessment for joining KiwiSaver.
• Employer KiwiSaver contributions, employer contribution tax (ESCT), government contributions and total-remuneration packages.
• Non-cash benefits, redundancy, employee share schemes and exact pay-period withholding.

Independent earner tax credit eligibility

Select eligible only if neither you nor your partner receives Working for Families, and you receive no income-tested benefit, NZ Superannuation, Veteran’s Pension or overseas equivalent during the year. The income limit is applied automatically.

Employee KiwiSaver contribution

One rate for the full year. Contributions are calculated on gross salary and do not reduce taxable income. Select “No employee contributions for the full year” only if no KiwiSaver deductions apply. This can apply to a non-member or someone with a full-year savings suspension.

Tax year 2026/27 runs from 1 April 2026 to 31 March 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the New Zealand calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• This is an annual estimate for twelve equal monthly payments. PRSI uses weekly equivalents; exact payroll thresholds and rounding can differ.
• PRSI includes the increase from 4.20% to 4.35% on 1 October 2026. Employer contributions do not reduce your take-home pay.
• MyFutureFund charges 1.5% on each monthly payment until the payment that reaches €80,000 has been charged in full. No Income Tax relief applies.
• Credits reduce Income Tax only. USC and PRSI can still apply when Income Tax is zero. Period results are annual averages.

Who can use this estimate

• Full-year resident employee living and working in the Republic of Ireland, with one private-sector job and no other income.
• Age 18 to 64 throughout 2026, standard USC rates, full personal and eligible employee tax credits.
• Single; jointly assessed married or civil partners with one income; or a single parent entitled to SPCCC for the year.
• Twelve equal month-end salary payments. PRSI uses annualised weekly equivalents and nine months at 4.20%, then three at 4.35%.
• Full-year MyFutureFund membership, or age 18 to 22 throughout the year with no pension and no voluntary enrolment.
• Ordinary Class A employment; zero employee PRSI below the weekly threshold, including low-pay cases.

What is not included

• Annual gross above €18,304 and below €18,304.52: the weekly equivalent lies between published cent thresholds; a separate PRSI payroll check is required.
• Northern Ireland: use the UK calculator.
• Couples with two incomes or separate assessment. A marriage, separation or death during the year. Home Carer Tax Credit.
• Medical-card USC rates, age-related relief, rent credit and other claim-specific credits or expenses.
• Occupational pensions, PRSAs, pension relief, MyFutureFund joining or leaving during the year, refunds and multiple employers.
• Self-employment, directors, family employment, public-sector jobs, benefits in kind, bonuses and share pay.
• Part-year residence, cross-border work, other income and exact payroll withholding or contribution rounding.

Tax status

Choose your Revenue tax status. Married assumes joint assessment and no spouse income. Single parent requires entitlement to the Single Person Child Carer Credit (SPCCC); parenthood alone is not enough.

Pension position

Full-year MyFutureFund assumes membership before the first payment, including voluntary membership where needed. The no-pension choice only covers people aged 18 to 22 all year who have not opted in. Joining, leaving or refunds during the year are excluded.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Republic of Ireland calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• National insurance is included in the first band. It is not deducted twice.
• The annual table gives a general tax credit of EUR 1818.51 and a labour tax credit of EUR 5398.04. Applied relief cannot exceed the combined charge.
• Include holiday allowance in gross pay. Monthly and weekly results spread annual pay evenly; an actual payslip can differ.
• Employee pension deductions and the 30% ruling are not included. Pay private health insurance from your remaining budget.
• Published annual credit tables use rounded base amounts. Tax assessments and payroll tables can differ by a few euros.

Who can use this estimate

• Full-year resident employee in the European Netherlands, below AOW age throughout 2026.
• One ordinary salaried job, full Dutch national insurance cover all year and no other income.
• Gross cash pay equals taxable salary and total income. Include holiday allowance in the annual amount.
• General tax credit and labour tax credit from the published annual tables.
• No entitlement to other tax credits, and no higher labour credit carried over from payroll.

What is not included

• People who reach AOW age in 2026 or have already reached it.
• The 30% ruling and other tax-free expense allowances.
• Work across national borders.
• Employee pension contributions, salary sacrifice, benefits in kind and pension income.
• Other income in boxes 1, 2 or 3, home ownership adjustments and personal deductions.
• People who work for themselves or are company directors.
• People who live in the Netherlands for part of the year or lack full social insurance cover.
• Child-related, disability and investment credits, partner credit payments and benefits.
• Employer recovery of insurance premiums and private health insurance bills.
• Exact payroll withholding.
• Caribbean Netherlands and other territories outside the European Netherlands.

State pension age

Use this estimate only if you stay below age 67 throughout 2026. Reaching AOW age during the year is not covered.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Netherlands calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Includes cantonal and communal tax only for the selected capital. Church and personal taxes, rent deductions and other listed costs or relief are excluded.
• BVG savings assume a 50% employee share. Actual fund contributions include other costs and can differ. Omitting pension also omits its tax relief.
• Federal taxable income is CHF 69000; cantonal taxable income is CHF 67900. Insurance deductions are CHF 1,800 federal and CHF 2900 cantonal. Health insurance payments remain a separate budget cost.
• Amounts use annual assessment and contribution estimates. Monthly and weekly values are averages, not payslips or tax withholding.

Who can use this estimate

• One single resident employee, age 25-63, living alone in their own household, with no children, other income or taxable wealth, for all of 2026.
• Federal, cantonal and communal annual tax for the four offered capital communes. Church tax is excluded.
• Ordinary annual assessment, employee AHV/IV/EO and ALV; contributions requested even on pay of CHF 2,500 or less.
• Full-year full-time main employment, standard work expenses and eligible insurance costs after subsidies at least equal to the stated federal and cantonal deductions.
• Optional BVG savings scenario with equal employer and employee shares and the statutory coordinated salary limits.

What is not included

• Geneva and all other cantons or communes outside Zürich, Zug, Basel and Bern capitals. Unsupported regions are rejected.
• Church tax, wealth tax, personal taxes and local employee levies; exact tax withheld at source.
• Actual pension fund contributions, risk and administration costs, extra-mandatory cover and pension buy-ins.
• Employee accident and sickness premiums, health insurance cash payments, commuting and meal expenses, and pillar 3a payments.
• The extra insurance deduction without pillar 2 or 3a contributions; rent deductions, hardship remission, other personal deductions and family relief.
• Married people, parents, part-year residents, cross-border workers, self-employment and retirement-age rules.

Canton and capital commune

Choose your capital commune. Cantonal and communal tax are included at the capital multiplier; other communes can differ. Geneva is not included in this estimate. Church tax is excluded.

BVG savings estimate

Optional calculation of half the minimum age-related savings credit on coordinated salary. BVG itself can be compulsory. Fund charges for risk and administration are excluded. Omit pension only to see a partial result before pension costs.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Switzerland calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• This is an annual tax estimate. Employer withholding and each payslip can differ.
• Monthly and weekly results are annual averages. They do not describe a 14-payment payslip.
• Only contribution group 7 and a permanent full-time job are covered. Personal pension payments and regional spending credits are excluded.

Who can use this estimate

• Full-year resident aged 18 to 64, single, with no dependants, disability or other income.
• One permanent, full-time private-sector job in contribution group 7 (administrative assistants).
• Equal contribution pay in all 12 months, including prorated extra payments. Annual salary must be at least €17,094.
• Madrid, Catalonia and Andalusia, with the state and selected regional IRPF scales.
• General work expense, earned-income reduction, personal minimum and 2026 work-income tax credit.
• Zero is a no-employment comparison baseline with no contributions.

What is not included

• Other contribution groups, temporary contracts, part-time work, unpaid leave, overtime and irregular bonuses.
• Basque Country, Navarre and all other regions marked unavailable.
• Beckham Law, nonresidents, part-year residence and changes of tax region.
• Joint returns, dependants, disability, pension contributions and other income.
• Regional credits for rent, housing, donations, family circumstances or other qualifying spending.
• Union fees, professional fees, legal expenses and relocation deductions.
• Exact payroll withholding, tax return filing duties, benefits and self-employment.

Tax system

Ordinary resident IRPF only. The Beckham Law regime is not included.

Where do you live?

Choose your tax residence. Madrid is the default example. There is no single regional scale for all of Spain.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Spain calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Tax class I with zero child tax allowances. Care-insurance child counts do not set your child tax allowance.
• Health insurance uses the announced 2.9% average additional rate. Your fund can charge a different rate.
• The estimate uses annual wage tax and annual contribution ceilings. Monthly and weekly figures are averages. They do not calculate an exact payslip or final tax return.
• Saxony and salaries of €24,000 or less are not covered, except zero pay as a zero-deduction example.
• Church tax uses payroll rates only. Tax-return relief and caps are not included. Special church charges are also excluded.

Who can use this estimate

• Full-year German resident employee aged 23 to 64, with tax class I and one regular salary paid in 12 equal parts.
• Annual salary above €24,000, with statutory pension, unemployment, health and care insurance all year.
• Statutory health insurance with sickness benefit and the announced 2026 average additional rate of 2.9%.
• Zero child tax allowances (Kinderfreibeträge) in payroll records, including parents whose children no longer qualify for tax allowances.
• All German states except Saxony; home and workplace in the same state. Parent status and eligible care-insurance child count stay the same all year.
• Annual wage-tax estimate using the 2026 Grundtabelle and payroll insurance allowance. Zero pay returns zero salary deductions only.

What is not included

• Saxony, cross-state work, tax classes II to VI, joint taxation, part-year residence and other income.
• Minijobs and Midijobs: positive annual salaries of €24,000 or less are rejected.
• Child tax allowances, Kindergeld, single-parent relief and the tax-return comparison of child benefits and allowances.
• Private health insurance, fund-specific additional rates, pension exemptions, miners, students, trainees and civil servants.
• Bonuses, benefits in kind, salary sacrifice, company pension schemes and personal payroll allowances.
• Final tax-return liability, church-tax refunds or caps, special church charges and deductions for church tax paid.
• Exact monthly or weekly payroll rounding. Insurance minimum payments without salary. Changes during the year.

Children for care insurance

Use the status that applies all year. Parent status removes the surcharge for life. The second to fifth child under 25 each reduce your rate. This estimate requires zero child tax allowances on your payslip.

Do you pay church tax?

Choose Yes if your employer deducts church tax from your pay. Membership must stay the same all year.

State for church tax

Live and work in the same state all year. Saxony is not covered because its employee care contribution is higher.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Germany calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Income tax is an annual amount to budget for. It is not a monthly salary deduction. IRAS payment dates and GIRO instalments can differ.
• CPF uses 2026 monthly rules. Employee cents are dropped each month. Fractional monthly wages use the exact annual split, so actual payslips can differ.
• Earned Income Relief is S$1000.00. Chargeable income after this relief and employee CPF Relief is S$47000.00.
• No other personal reliefs, rebates or self-help group deductions are included.
• The annual salary is paid in 12 equal monthly amounts with no bonus.

Who can use this estimate

• Full-year Singapore tax resident with one private-sector job, paid in Singapore dollars.
• Singapore citizen or permanent resident in the third year or later for all of 2026, at full CPF rates.
• One listed age range for the whole year, with ordinary Earned Income Relief and compulsory employee CPF Relief.
• Equal monthly Ordinary Wages, with either no bonus or one equal December Additional Wage payment.
• 2026 earnings assessed in YA 2027 using the rules published on 9 September 2026.

What is not included

• Non-residents, foreign employees without CPF, first- and second-year permanent residents, and changes in status.
• Age 55, 60, 65 or 70, changes across a listed age range, disability relief and pensionable public-sector work.
• Other income, multiple jobs, self-employment, directors, overseas work and part-year employment.
• Other bonuses, irregular pay, benefits in kind, salary sacrifice, voluntary CPF and SRS contributions.
• NSman relief, family reliefs, donations, expenses, Parenthood Tax Rebate and other personal claims.
• Self-help group deductions, union fees, government cash benefits and exact IRAS bill rounding.

Your age throughout the income year

Use this estimate only if you stay within one listed age range for all of 2026. Age 55, 60, 65 or 70 and years that cross a listed range are excluded.

How is your annual pay split?

Enter total annual cash pay, including the bonus. The bonus option divides that total into 13 equal amounts: 12 monthly salaries and one December bonus. Other bonus amounts and dates are excluded. Monthly input is the annual total divided by 12.

Tax year 2026 income (YA 2027) runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Singapore calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Income after annual salaries tax and employee MPF. Set money aside for tax; the monthly average is not the amount paid into your bank account.
• MPF uses 12 equal monthly salaries and rounds each contribution to cents. An annual salary that does not divide into equal cents per month is an estimate.
• Annual income and deductible MPF exclude cents for tax. Salaries tax is rounded down to whole Hong Kong dollars.
• The employer pays its own MPF contribution. It does not reduce your salary here.
• Provisional tax and prior payments affect your tax bill. They are not added to this annual tax amount.

Who can use this estimate

• Single full-year Hong Kong resident with one Hong Kong employment and all duties in Hong Kong.
• Employee aged 18 to 64 throughout the year, with ordinary MPF membership for all 12 monthly contribution periods.
• Equal monthly cash salary, with no employee MPF contribution holiday during the year.
• Basic allowance of HK$145,000 and a deduction for mandatory employee MPF contributions.
• No dependants, personal disability allowance, other income or optional deductions.

What is not included

• Married employees and claims for dependant allowances.
• Single parent allowance.
• Personal disability allowance.
• New-job contribution holidays, part-year residence, overseas duties and cross-border tax.
• MPF exemptions, overseas retirement schemes, casual employment and domestic employees.
• Self-employment, directors' fees, multiple jobs and other income.
• Housing benefits, equity, back pay, termination payments and irregular bonuses.
• Donations, rent, home-loan interest, voluntary MPF, health insurance and other optional deductions.
• Provisional tax payments, prior tax payments and exact payslip amounts.

Tax year 2026/27 runs from 1 April 2026 to 31 March 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Hong Kong calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Federal and selected-state estimate with only the relief explicitly listed for the selected state. Local taxes outside the selected New York city, occupational taxes and benefit deductions are not included.
• Annual tax estimate, not paycheck withholding or a tax refund estimate. Displayed pay-period results are annual averages.
• Tax credits other than Massachusetts Limited Income Credit are excluded, as is alternative minimum tax. These can materially change your final tax liability.

Who can use this estimate

• 2026 annual federal and selected-state income taxes, Social Security, Medicare and the listed state employee contributions. Massachusetts includes its basic low-income relief; other tax credits are excluded.
• One full-year resident employee who lives and works in the same selected state, with ordinary cash salary only.
• Ordinary cash salary subject to FICA; basic standard deduction; under 65, not blind and not claimable as a dependent.
• Joint filing assumes one earner and a spouse with no income. Other filing statuses require the user to meet their eligibility rules.

What is not included

• Unlisted states, cross-state work, city/county income taxes outside the selected New York city and occupational or local services taxes.
• Private-plan or employer-paid state premiums, contribution exemptions, and occupation-specific workers’ compensation deductions.
• Paycheck withholding, W-4 adjustments, exact tax-return tables and rounding, refunds and alternative minimum tax.
• Tax credits other than Massachusetts Limited Income Credit, including earned income and child credits; dependents’ tax benefits.
• Massachusetts estimates with dependents, head-of-household or qualifying-surviving-spouse status.
• New Jersey additional exemptions for disability or qualifying military service.
• Itemized, age/blindness, tips, overtime, charitable, senior and vehicle-loan deductions; retirement and health-benefit contributions.
• Multiple earners, spouse income, community-property income allocation, or a separately filing spouse who itemizes.
• Self-employment, investment or foreign income, nonresident and part-year cases, treaties and special FICA exemptions.

State where you live and work

Live and work in the same state for the full year. Choose from the states covered by this calculator. Local taxes may apply separately.

Filing status

One employee’s salary only. Joint filing assumes a spouse with no income. You must qualify for the selected status; family tax credits are excluded.

Spouse for this Michigan return

Michigan nonjoint returns only. Confirm whether you have a spouse for this return. Qualifying surviving spouse status does not establish a living spouse. Unanswered questions do not add a spouse exemption on a nonjoint return.

Does your spouse have any gross income in 2026?

Include gross income from any source, including income other than wages. Do not subtract deductions. Answer only if you have a spouse. Unanswered questions do not add a spouse exemption on a nonjoint return.

Can another taxpayer claim your spouse as a dependent?

Answer only if you have a spouse. Joint Michigan returns ignore these spouse questions and retain two personal exemptions. Unanswered questions do not add a spouse exemption on a nonjoint return.

New York city

New York only. Live and work in the selected city for the full year. City credits are excluded.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the United States calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Pension contributions and student loan repayments are not included.
• National Insurance uses yearly thresholds. Actual payroll deductions depend on each pay period; displayed pay-period results are annual averages, not payslips.

Who can use this estimate

• Full-year UK resident with one regular salaried job and no other income.
• Standard personal allowance entitlement, including its reduction above £100,000.
• Employee below State Pension age with category A National Insurance.
• Annual income tax and employee National Insurance estimates using yearly thresholds.

What is not included

• Pension contributions and salary sacrifice.
• Student loans and postgraduate loan repayments.
• Self-employment, company directors, multiple jobs and irregular bonuses.
• Part-year residence, overseas work, other income and benefits in kind.
• Special tax codes, marriage or blind-person allowances, Gift Aid and special NI categories.
• Child Benefit charges, benefits entitlement and exact payroll-period deductions.

Where do you live?

Select your tax residence. Scotland has different income tax bands.

Tax year 2026/27 runs from 6 April 2026 to 5 April 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the United Kingdom calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Ontario; assumes a single employee aged 18 to 64 with no dependants or other income.
• Included low-income credits and contribution refunds are annual tax-return adjustments. Your payslip withholding can be higher.
• The estimate excludes refundable benefits, pension contributions and other special credits. Monthly and weekly pay divide the annual result by 12 and 52.

Who can use this estimate

• All ten provinces and three territories; full-year Canadian resident, living and working in the selected province or territory for one employer.
• Single employee aged 18 to 64 throughout the year (19 to 64 in Nova Scotia and Prince Edward Island), with no dependants or other income; all salary is pensionable and insurable.
• Federal and provincial income tax, basic personal amounts, employee contribution credits and applicable single-person low-income reductions.
• Ontario surtax, tax reduction, LIFT and Health Premium; Northwest Territories and Nunavut employee payroll tax.
• Quebec QPP, QPP2, QPIP, reduced EI, federal abatement, workers deduction and optional amount for living alone; private prescription drug insurance all year.
• Annual estimate after included tax-return credits and low-earnings contribution refunds; assumes a timely return is filed.

What is not included

• Married or common-law employees, dependants, part-year residence, pension recipients and employees outside the stated ages.
• RRSP/RPP contributions, union dues, taxable benefits, multiple jobs, self-employment and other income.
• Refundable benefits and credits, including Canada Workers Benefit and provincial cost-of-living credits.
• Northern residents deductions, tuition, disability, medical, charitable and other special credits; alternative minimum tax and exact payroll withholding.
• Quebec public prescription drug insurance premiums and private plan premiums; private drug coverage is assumed for the full year.
• Employees imprisoned for more than six months in the year or otherwise ineligible for the included low-income reductions.

Province or territory of residence and employment

Choose where you live and work for the full year. Ontario is the default. Cross-province work and moves during the year are not covered.

Did you live alone throughout the year?

For Quebec only. Choose Yes if you kept and lived in your own dwelling throughout the year without another adult. This estimate excludes dependent children.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Canada calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Assumes single with no dependants and appropriate private patient hospital cover all year. No Medicare levy surcharge applies; insurance premiums are not deducted.
• Includes AUD 1000.00 standard work-expense deduction; taxable income is AUD 79000.00. This allowance does not reduce gross cash pay.
• Division 293 tax on super contributions is excluded. Personal payment would reduce cash available; payment released from super reduces super savings.
• Enter cash salary excluding employer superannuation. HELP/HECS repayments and salary sacrifice are not included.
• Medicare uses the enacted $28,011 low-income threshold. A later law may retrospectively change 2026/27 thresholds; this estimate does not forecast that change.
• This is annual tax liability estimated to cents, not PAYG withholding or a tax-return assessment.

Who can use this estimate

• Full-year Australian tax resident employee aged 18 to 64, single with no dependants, with one ordinary cash salary and no other income.
• Appropriate private patient hospital cover for the entire year, so no Medicare levy surcharge applies.
• Standard work-expense deduction up to AUD 1,000 for the supported employee, reducing taxable income without reducing gross cash pay.
• Resident income tax, non-refundable low income tax offset (LITO), and ordinary Medicare levy with the single-person low-income reduction.
• Cash salary excludes employer superannuation. The same national income tax rules apply across states and territories.
• 2026/27 estimate using enacted tax rules and Medicare thresholds.

What is not included

• People without full-year appropriate hospital cover, couples, dependants, pensioners, Medicare exemptions and part-year residence.
• HELP/HECS and other study or training loan repayments.
• Salary sacrifice, employee super contributions, deductions beyond the included standard work-expense deduction, other tax offsets and private health insurance premium/rebate adjustments.
• Employer superannuation, superannuation tax including Division 293, benefits in kind, working holiday makers, foreign residents and self-employment.
• Exact PAYG withholding, refunds, benefits eligibility, and any future retrospective Medicare threshold changes.

Tax year 2026/27 runs from 1 July 2026 to 30 June 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Australia calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Independent earner tax credit included: NZ$0.00. Eligibility is based on your selection and annual salary; partial-year entitlement is not calculated.
• Student loan repayments and child support are not included.
• KiwiSaver is retirement saving, not tax. Employer and government contributions are outside this take-home estimate.
• Annual estimates use full-year income and caps, rounded to cents. Actual PAYE and KiwiSaver rounding depends on each pay period; displayed pay-period values are averages.

Who can use this estimate

• Full-year New Zealand tax resident with one regular salaried job and no other income.
• National income tax and ACC earners’ levy for 1 April 2026 to 31 March 2027; no regional salary tax.
• Optional independent earner tax credit for an employee satisfying its non-income eligibility conditions for all 12 months.
• Employee KiwiSaver at a single selected rate throughout the year; gross salary excludes employer contributions.

What is not included

• Student loan repayments, child support and other deduction notices.
• Part-year residence or work, multiple jobs, other income, self-employment and tailored or non-declaration tax codes.
• Partial-year IETC eligibility, benefits, Working for Families payments and other tax credits.
• KiwiSaver rate changes, suspensions or temporary reductions that apply for only part of the tax year, and eligibility assessment for joining KiwiSaver.
• Employer KiwiSaver contributions, employer contribution tax (ESCT), government contributions and total-remuneration packages.
• Non-cash benefits, redundancy, employee share schemes and exact pay-period withholding.

Independent earner tax credit eligibility

Select eligible only if neither you nor your partner receives Working for Families, and you receive no income-tested benefit, NZ Superannuation, Veteran’s Pension or overseas equivalent during the year. The income limit is applied automatically.

Employee KiwiSaver contribution

One rate for the full year. Contributions are calculated on gross salary and do not reduce taxable income. Select “No employee contributions for the full year” only if no KiwiSaver deductions apply. This can apply to a non-member or someone with a full-year savings suspension.

Tax year 2026/27 runs from 1 April 2026 to 31 March 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the New Zealand calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• This is an annual estimate for twelve equal monthly payments. PRSI uses weekly equivalents; exact payroll thresholds and rounding can differ.
• PRSI includes the increase from 4.20% to 4.35% on 1 October 2026. Employer contributions do not reduce your take-home pay.
• MyFutureFund charges 1.5% on each monthly payment until the payment that reaches €80,000 has been charged in full. No Income Tax relief applies.
• Credits reduce Income Tax only. USC and PRSI can still apply when Income Tax is zero. Period results are annual averages.

Who can use this estimate

• Full-year resident employee living and working in the Republic of Ireland, with one private-sector job and no other income.
• Age 18 to 64 throughout 2026, standard USC rates, full personal and eligible employee tax credits.
• Single; jointly assessed married or civil partners with one income; or a single parent entitled to SPCCC for the year.
• Twelve equal month-end salary payments. PRSI uses annualised weekly equivalents and nine months at 4.20%, then three at 4.35%.
• Full-year MyFutureFund membership, or age 18 to 22 throughout the year with no pension and no voluntary enrolment.
• Ordinary Class A employment; zero employee PRSI below the weekly threshold, including low-pay cases.

What is not included

• Annual gross above €18,304 and below €18,304.52: the weekly equivalent lies between published cent thresholds; a separate PRSI payroll check is required.
• Northern Ireland: use the UK calculator.
• Couples with two incomes or separate assessment. A marriage, separation or death during the year. Home Carer Tax Credit.
• Medical-card USC rates, age-related relief, rent credit and other claim-specific credits or expenses.
• Occupational pensions, PRSAs, pension relief, MyFutureFund joining or leaving during the year, refunds and multiple employers.
• Self-employment, directors, family employment, public-sector jobs, benefits in kind, bonuses and share pay.
• Part-year residence, cross-border work, other income and exact payroll withholding or contribution rounding.

Tax status

Choose your Revenue tax status. Married assumes joint assessment and no spouse income. Single parent requires entitlement to the Single Person Child Carer Credit (SPCCC); parenthood alone is not enough.

Pension position

Full-year MyFutureFund assumes membership before the first payment, including voluntary membership where needed. The no-pension choice only covers people aged 18 to 22 all year who have not opted in. Joining, leaving or refunds during the year are excluded.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Republic of Ireland calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• National insurance is included in the first band. It is not deducted twice.
• The annual table gives a general tax credit of EUR 1818.51 and a labour tax credit of EUR 5398.04. Applied relief cannot exceed the combined charge.
• Include holiday allowance in gross pay. Monthly and weekly results spread annual pay evenly; an actual payslip can differ.
• Employee pension deductions and the 30% ruling are not included. Pay private health insurance from your remaining budget.
• Published annual credit tables use rounded base amounts. Tax assessments and payroll tables can differ by a few euros.

Who can use this estimate

• Full-year resident employee in the European Netherlands, below AOW age throughout 2026.
• One ordinary salaried job, full Dutch national insurance cover all year and no other income.
• Gross cash pay equals taxable salary and total income. Include holiday allowance in the annual amount.
• General tax credit and labour tax credit from the published annual tables.
• No entitlement to other tax credits, and no higher labour credit carried over from payroll.

What is not included

• People who reach AOW age in 2026 or have already reached it.
• The 30% ruling and other tax-free expense allowances.
• Work across national borders.
• Employee pension contributions, salary sacrifice, benefits in kind and pension income.
• Other income in boxes 1, 2 or 3, home ownership adjustments and personal deductions.
• People who work for themselves or are company directors.
• People who live in the Netherlands for part of the year or lack full social insurance cover.
• Child-related, disability and investment credits, partner credit payments and benefits.
• Employer recovery of insurance premiums and private health insurance bills.
• Exact payroll withholding.
• Caribbean Netherlands and other territories outside the European Netherlands.

State pension age

Use this estimate only if you stay below age 67 throughout 2026. Reaching AOW age during the year is not covered.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Netherlands calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Includes cantonal and communal tax only for the selected capital. Church and personal taxes, rent deductions and other listed costs or relief are excluded.
• BVG savings assume a 50% employee share. Actual fund contributions include other costs and can differ. Omitting pension also omits its tax relief.
• Federal taxable income is CHF 69000; cantonal taxable income is CHF 67900. Insurance deductions are CHF 1,800 federal and CHF 2900 cantonal. Health insurance payments remain a separate budget cost.
• Amounts use annual assessment and contribution estimates. Monthly and weekly values are averages, not payslips or tax withholding.

Who can use this estimate

• One single resident employee, age 25-63, living alone in their own household, with no children, other income or taxable wealth, for all of 2026.
• Federal, cantonal and communal annual tax for the four offered capital communes. Church tax is excluded.
• Ordinary annual assessment, employee AHV/IV/EO and ALV; contributions requested even on pay of CHF 2,500 or less.
• Full-year full-time main employment, standard work expenses and eligible insurance costs after subsidies at least equal to the stated federal and cantonal deductions.
• Optional BVG savings scenario with equal employer and employee shares and the statutory coordinated salary limits.

What is not included

• Geneva and all other cantons or communes outside Zürich, Zug, Basel and Bern capitals. Unsupported regions are rejected.
• Church tax, wealth tax, personal taxes and local employee levies; exact tax withheld at source.
• Actual pension fund contributions, risk and administration costs, extra-mandatory cover and pension buy-ins.
• Employee accident and sickness premiums, health insurance cash payments, commuting and meal expenses, and pillar 3a payments.
• The extra insurance deduction without pillar 2 or 3a contributions; rent deductions, hardship remission, other personal deductions and family relief.
• Married people, parents, part-year residents, cross-border workers, self-employment and retirement-age rules.

Canton and capital commune

Choose your capital commune. Cantonal and communal tax are included at the capital multiplier; other communes can differ. Geneva is not included in this estimate. Church tax is excluded.

BVG savings estimate

Optional calculation of half the minimum age-related savings credit on coordinated salary. BVG itself can be compulsory. Fund charges for risk and administration are excluded. Omit pension only to see a partial result before pension costs.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Switzerland calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• This is an annual tax estimate. Employer withholding and each payslip can differ.
• Monthly and weekly results are annual averages. They do not describe a 14-payment payslip.
• Only contribution group 7 and a permanent full-time job are covered. Personal pension payments and regional spending credits are excluded.

Who can use this estimate

• Full-year resident aged 18 to 64, single, with no dependants, disability or other income.
• One permanent, full-time private-sector job in contribution group 7 (administrative assistants).
• Equal contribution pay in all 12 months, including prorated extra payments. Annual salary must be at least €17,094.
• Madrid, Catalonia and Andalusia, with the state and selected regional IRPF scales.
• General work expense, earned-income reduction, personal minimum and 2026 work-income tax credit.
• Zero is a no-employment comparison baseline with no contributions.

What is not included

• Other contribution groups, temporary contracts, part-time work, unpaid leave, overtime and irregular bonuses.
• Basque Country, Navarre and all other regions marked unavailable.
• Beckham Law, nonresidents, part-year residence and changes of tax region.
• Joint returns, dependants, disability, pension contributions and other income.
• Regional credits for rent, housing, donations, family circumstances or other qualifying spending.
• Union fees, professional fees, legal expenses and relocation deductions.
• Exact payroll withholding, tax return filing duties, benefits and self-employment.

Tax system

Ordinary resident IRPF only. The Beckham Law regime is not included.

Where do you live?

Choose your tax residence. Madrid is the default example. There is no single regional scale for all of Spain.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Spain calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Tax class I with zero child tax allowances. Care-insurance child counts do not set your child tax allowance.
• Health insurance uses the announced 2.9% average additional rate. Your fund can charge a different rate.
• The estimate uses annual wage tax and annual contribution ceilings. Monthly and weekly figures are averages. They do not calculate an exact payslip or final tax return.
• Saxony and salaries of €24,000 or less are not covered, except zero pay as a zero-deduction example.
• Church tax uses payroll rates only. Tax-return relief and caps are not included. Special church charges are also excluded.

Who can use this estimate

• Full-year German resident employee aged 23 to 64, with tax class I and one regular salary paid in 12 equal parts.
• Annual salary above €24,000, with statutory pension, unemployment, health and care insurance all year.
• Statutory health insurance with sickness benefit and the announced 2026 average additional rate of 2.9%.
• Zero child tax allowances (Kinderfreibeträge) in payroll records, including parents whose children no longer qualify for tax allowances.
• All German states except Saxony; home and workplace in the same state. Parent status and eligible care-insurance child count stay the same all year.
• Annual wage-tax estimate using the 2026 Grundtabelle and payroll insurance allowance. Zero pay returns zero salary deductions only.

What is not included

• Saxony, cross-state work, tax classes II to VI, joint taxation, part-year residence and other income.
• Minijobs and Midijobs: positive annual salaries of €24,000 or less are rejected.
• Child tax allowances, Kindergeld, single-parent relief and the tax-return comparison of child benefits and allowances.
• Private health insurance, fund-specific additional rates, pension exemptions, miners, students, trainees and civil servants.
• Bonuses, benefits in kind, salary sacrifice, company pension schemes and personal payroll allowances.
• Final tax-return liability, church-tax refunds or caps, special church charges and deductions for church tax paid.
• Exact monthly or weekly payroll rounding. Insurance minimum payments without salary. Changes during the year.

Children for care insurance

Use the status that applies all year. Parent status removes the surcharge for life. The second to fifth child under 25 each reduce your rate. This estimate requires zero child tax allowances on your payslip.

Do you pay church tax?

Choose Yes if your employer deducts church tax from your pay. Membership must stay the same all year.

State for church tax

Live and work in the same state all year. Saxony is not covered because its employee care contribution is higher.

Tax year 2026 runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Germany calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Income tax is an annual amount to budget for. It is not a monthly salary deduction. IRAS payment dates and GIRO instalments can differ.
• CPF uses 2026 monthly rules. Employee cents are dropped each month. Fractional monthly wages use the exact annual split, so actual payslips can differ.
• Earned Income Relief is S$1000.00. Chargeable income after this relief and employee CPF Relief is S$47000.00.
• No other personal reliefs, rebates or self-help group deductions are included.
• The annual salary is paid in 12 equal monthly amounts with no bonus.

Who can use this estimate

• Full-year Singapore tax resident with one private-sector job, paid in Singapore dollars.
• Singapore citizen or permanent resident in the third year or later for all of 2026, at full CPF rates.
• One listed age range for the whole year, with ordinary Earned Income Relief and compulsory employee CPF Relief.
• Equal monthly Ordinary Wages, with either no bonus or one equal December Additional Wage payment.
• 2026 earnings assessed in YA 2027 using the rules published on 9 September 2026.

What is not included

• Non-residents, foreign employees without CPF, first- and second-year permanent residents, and changes in status.
• Age 55, 60, 65 or 70, changes across a listed age range, disability relief and pensionable public-sector work.
• Other income, multiple jobs, self-employment, directors, overseas work and part-year employment.
• Other bonuses, irregular pay, benefits in kind, salary sacrifice, voluntary CPF and SRS contributions.
• NSman relief, family reliefs, donations, expenses, Parenthood Tax Rebate and other personal claims.
• Self-help group deductions, union fees, government cash benefits and exact IRAS bill rounding.

Your age throughout the income year

Use this estimate only if you stay within one listed age range for all of 2026. Age 55, 60, 65 or 70 and years that cross a listed range are excluded.

How is your annual pay split?

Enter total annual cash pay, including the bonus. The bonus option divides that total into 13 equal amounts: 12 monthly salaries and one December bonus. Other bonus amounts and dates are excluded. Monthly input is the annual total divided by 12.

Tax year 2026 income (YA 2027) runs from 1 January 2026 to 31 December 2026.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Singapore calculator for the full source list and calculation notes.

These notes apply to the last calculated result. Displayed pay-period amounts are annual averages, not payroll withholding.

• Income after annual salaries tax and employee MPF. Set money aside for tax; the monthly average is not the amount paid into your bank account.
• MPF uses 12 equal monthly salaries and rounds each contribution to cents. An annual salary that does not divide into equal cents per month is an estimate.
• Annual income and deductible MPF exclude cents for tax. Salaries tax is rounded down to whole Hong Kong dollars.
• The employer pays its own MPF contribution. It does not reduce your salary here.
• Provisional tax and prior payments affect your tax bill. They are not added to this annual tax amount.

Who can use this estimate

• Single full-year Hong Kong resident with one Hong Kong employment and all duties in Hong Kong.
• Employee aged 18 to 64 throughout the year, with ordinary MPF membership for all 12 monthly contribution periods.
• Equal monthly cash salary, with no employee MPF contribution holiday during the year.
• Basic allowance of HK$145,000 and a deduction for mandatory employee MPF contributions.
• No dependants, personal disability allowance, other income or optional deductions.

What is not included

• Married employees and claims for dependant allowances.
• Single parent allowance.
• Personal disability allowance.
• New-job contribution holidays, part-year residence, overseas duties and cross-border tax.
• MPF exemptions, overseas retirement schemes, casual employment and domestic employees.
• Self-employment, directors' fees, multiple jobs and other income.
• Housing benefits, equity, back pay, termination payments and irregular bonuses.
• Donations, rent, home-loan interest, voluntary MPF, health insurance and other optional deductions.
• Provisional tax payments, prior tax payments and exact payslip amounts.

Tax year 2026/27 runs from 1 April 2026 to 31 March 2027.

This calculator estimates annual deductions rather than an exact payslip or tax return.

Open the Hong Kong calculator for the full source list and calculation notes.